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You can use your insurance to pay for addiction treatment and rehabilitation services in Oregon. However, not every insurance plan will cover the full cost of your addiction recovery services.
The percentage of costs that your insurance plan will vary depending on the insurance carrier you choose, the plan you picked, and the recovery center you enroll in. however, the large majority of private insurance plans will provide coverage for anywhere between 60 percent and 80 percent of the total cost of your addiction treatment.
Even so, there are many factors that will have a bearing on the total amount of coverage that your plan will pay. These factors include but are not always limited to:
Each individual insurance plan will also vary from the next. This is why you should take the time to find out what would be required to get covered before you enroll in an addiction treatment and rehabilitation program. By so doing, you can get the peace of mind that could improve your outcomes in recovery. It could also reduce the financial burden that you will incur when you check into an inpatient or outpatient drug rehab in Oregon.
Medicaid can provide you with low cost or free health insurance based on the size of your family and your income. It is also available for the elderly, those with physical and psychological disabilities, as well as expectant mothers. This means that you can use it to pay for inpatient or outpatient addiction treatment in Oregon.
The ACA – the Affordable Care Act – expanded Medicaid. Today, if you have an income level that is lower than 138 percent of the FPL (the federal poverty level), you might qualify for coverage.
However, if you do not qualify for this federal and state insurance plan, you might still find that you are eligible for premium tax credits using marketplace insurance plans. You would qualify if your expected annual income is anywhere between 100 and 400 percent of the FPL.
That said, Medicaid can cover a wide variety of addiction treatment and rehabilitation services. This means that the coverage could also include additional treatment and prevention therapies such as:
To ensure that you enjoy the maximum benefits from your Medicaid coverage for in-patient and outpatient addiction treatment in Oregon, you should consult the official Medicaid website.
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